Pacific Valley Bancorp (OTCMKTS:PVBK – Get Rating) and Wells Fargo & Company (NYSE:WFC – Get Rating) are both finance companies, but which company is better? We will compare the two companies based on the strength of their profitability, risk, dividends, institutional ownership, analyst recommendations, earnings and valuation.
Valuation and benefits
This table compares the revenue, earnings per share (EPS), and valuation of Pacific Valley Bancorp and Wells Fargo & Company.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Pacific Valley Bank||$17.67 million||2.34||$3.77 million||$0.94||10.92|
|Wells Fargo and company||$82.41 billion||2.01||$21.55 billion||$4.81||9.07|
Wells Fargo & Company has higher revenue and profits than Pacific Valley Bancorp. Wells Fargo & Company trades at a lower price-to-earnings ratio than Pacific Valley Bancorp, indicating that it is currently the more affordable of the two stocks.
Insider and Institutional Ownership
2.3% of Pacific Valley Bancorp shares are held by institutional investors. By comparison, 69.0% of Wells Fargo & Company stock is held by institutional investors. 0.1% of Wells Fargo & Company stock is held by insiders. Strong institutional ownership indicates that hedge funds, endowments, and large fund managers believe a company is poised for long-term growth.
This table compares the net margins, return on equity and return on assets of Pacific Valley Bancorp and Wells Fargo & Company.
|Net margins||Return on equity||return on assets|
|Pacific Valley Bank||21.33%||N / A||N / A|
|Wells Fargo and company||25.35%||12.20%||1.06%|
This is a breakdown of current ratings and target prices for Pacific Valley Bancorp and Wells Fargo & Company, as reported by MarketBeat.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Pacific Valley Bank||0||0||0||0||N / A|
|Wells Fargo and company||0||4||14||0||2.78|
Wells Fargo & Company has a consensus target price of $58.29, indicating a potential upside of 33.60%. Given Wells Fargo & Company’s possible higher upside, analysts clearly believe that Wells Fargo & Company is more favorable than Pacific Valley Bancorp.
Volatility and risk
Pacific Valley Bancorp has a beta of 0.57, indicating that its stock price is 43% less volatile than the S&P 500. In comparison, Wells Fargo & Company has a beta of 1.15, indicating that its stock price of its stock is 15% more volatile than the S&P 500. .
Wells Fargo & Company beats Pacific Valley Bancorp on 11 out of 13 factors compared between the two stocks.
Pacific Valley Bancorp Company Profile (Get a rating)
Pacific Valley Bancorp provides a variety of banking products and services to small and medium-sized businesses, agriculture-related businesses, non-profit organizations, professional service providers, and individuals. It accepts various deposit products, including checks, savings and money market accounts, and individual retirement accounts, as well as certificates of deposit. The Company also offers construction and land development, real estate, commercial and agricultural, and consumer loans. In addition, it provides online and mobile banking, bill payment, remote deposit, positive payment, estate and order control; and debit cards. The company operates in Salinas, King City and Monterey, California. Pacific Valley Bancorp was founded in 2004 and is based in Salinas, California.
Wells Fargo & Company Corporate Profile (Get a rating)
Wells Fargo & Company, a diversified financial services company, offers banking, investment, mortgage, consumer and commercial finance products and services in the United States and around the world. It operates through four segments: Consumer Banking and Lending; The Commercial Bank; Corporate and investment banking; and wealth and investment management. The Consumer Banking and Lending segment offers diversified financial products and services to consumers and small businesses. Its financial products and services include checking and savings accounts, credit and debit cards, as well as home, auto, personal and small business loan services. The Commercial Banking segment provides financial solutions to private, family businesses and certain public companies. Its products and services include banking and credit products in various industrial and municipal sectors, secured lending and leasing products and cash management services. The Corporate and Investment Banking segment provides a range of capital markets, banking and financial products and services to corporate, commercial real estate, government and institutional clients. Its products and services include corporate banking, investment banking, cash management, commercial real estate lending and services, equity and fixed income solutions, as well as sales, negotiation and research. The Wealth Management and Investment segment provides customized wealth management, brokerage, financial planning, lending, private banking, and trust and fiduciary products and services to high net worth, high net worth and ultra high net worth clients. It also operates through financial advisors. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.
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